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Pipes Bursting And Insurance Claims

Whether insurance companies will cover water damage claims from the deep freeze will depend on individual policies.           

One property manager in Waynesville says he's seen several Haywood County homes flooded from broken pipes. He says it is likely many insurance companies will consider the polar vortex something uncommon for North Carolina.

"In this situation, where we've got a catastrophic event, like the vortex, the insurance companies, my understanding... are being a little more lenient," said Mark Zaffrann with Main Street Realty.

Zaffrann says insurance companies are likely to cover pipe failures and water damages during the few days of extreme cold and of course after deductibles are paid.

"While a homeowner's policy covers the home, it does not cover the contents belonging to a renter," said Zaffran. He also says that normally requires renter's insurance. If that renter does not have renter's insurance, they're out of luck.

By Rex Hodge

Follow Rex on Twitter @RexHodgeWLOS


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